Description: The insurance industry allegedly uses AI and telematics to score drivers based on behaviors tracked by automakers and apps like Life360. Data, often collected without clear consent, may affect insurance rates and raises privacy concerns. Consumers are largely unaware of this surveillance, leading to potential misuse and discrimination based on driving habits or socioeconomic factors.
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The OECD AI Incidents and Hazards Monitor (AIM) automatically collects and classifies AI-related incidents and hazards in real time from reputable news sources worldwide.
Entities
View all entitiesAlleged: MyRadar , Life360 , Connected Analytic Services and Arity developed an AI system deployed by USAA , Toyota , Progressive , MyRadar , Life360 , General Motors , GEICO , CSAA , Connected Analytic Services , Arity and Allstate, which harmed Privacy-conscious individuals , People with poor credit scores , Lower-income workers , Drivers unaware of data collection , Consumers affected by insurance rates , Life360 users and MyRadar users.
Incident Stats
Risk Subdomain
A further 23 subdomains create an accessible and understandable classification of hazards and harms associated with AI
2.1. Compromise of privacy by obtaining, leaking or correctly inferring sensitive information
Risk Domain
The Domain Taxonomy of AI Risks classifies risks into seven AI risk domains: (1) Discrimination & toxicity, (2) Privacy & security, (3) Misinformation, (4) Malicious actors & misuse, (5) Human-computer interaction, (6) Socioeconomic & environmental harms, and (7) AI system safety, failures & limitations.
- Privacy & Security
Entity
Which, if any, entity is presented as the main cause of the risk
AI
Timing
The stage in the AI lifecycle at which the risk is presented as occurring
Post-deployment
Intent
Whether the risk is presented as occurring as an expected or unexpected outcome from pursuing a goal
Intentional
Incident Reports
Reports Timeline
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You know you have a credit score. Did you know that you might also have a driver score?
The score reflects the safety of your driving habits --- how often you slam on the brakes, speed, look at your phone or drive late at night.
While you c…
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Popular smartphone apps used to track people's location and provide weather reports may hand over driving data to a firm that sells the information to insurance companies for the purposes of setting rates for unsuspecting motorists, accordi…
Variants
A "variant" is an AI incident similar to a known case—it has the same causes, harms, and AI system. Instead of listing it separately, we group it under the first reported incident. Unlike other incidents, variants do not need to have been reported outside the AIID. Learn more from the research paper.
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