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Incident 1732: Purportedly AI-Generated TikTok Ad Impersonating Digital Payments Company OPay Reportedly Led to ₦150,000 (~US$108.86) Loss for Small-Business Operator in Ilorin, Nigeria

Description: Mohammed Yusuf, a small-business operator in Ilorin, Kwara State, Nigeria, reportedly lost about ₦150,000 (~US$108.86) after responding to a purportedly AI-generated TikTok ad impersonating digital payments company OPay. The ad allegedly promised a free payment terminal and cash grant. A caller reportedly posing as OPay staff requested a one-time password; unauthorized betting-voucher transactions reportedly depleted nearly all the operator's business capital.

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Alleged: Synthetic media generation technology developers , Deepfake technology developers , Synthetic audio generation technology developers and Synthetic video generation technology developers developed an AI system deployed by Scammers , Scammers impersonating OPay , Impersonation scammers , TikTok scammers , Synthetic media creators and Deepfake creators, which harmed Mohammed Yusuf , Small business owners , Targets of scammers in Nigeria , Epistemic integrity , Social media users , TikTok users and OPay.
Alleged implicated AI systems: Synthetic media technology , Synthetic audio generation technology , TikTok , Social media platforms and Synthetic video generation technology

Incident Stats

Incident ID
1732
Report Count
1
Incident Date
2026-07-24
Editors
Daniel Atherton

Incident Reports

Reports Timeline

+1
SPECIAL REPORT: Inside AI scam ads exploiting TikTok’s advertising system to defraud Nigerians
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SPECIAL REPORT: Inside AI scam ads exploiting TikTok’s advertising system to defraud Nigerians

SPECIAL REPORT: Inside AI scam ads exploiting TikTok’s advertising system to defraud Nigerians

premiumtimesng.com

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SPECIAL REPORT: Inside AI scam ads exploiting TikTok’s advertising system to defraud Nigerians
premiumtimesng.com · 2026

When Mohammed Yusuf resigned from his “poorly paid” teaching job in Ilorin, Kwara State, in October 2025, he hoped a new source of income would help him survive Nigeria’s economic hardship. After weeks of unsuccessful job searches, he inves…

Variants

A "variant" is an AI incident similar to a known case—it has the same causes, harms, and AI system. Instead of listing it separately, we group it under the first reported incident. Unlike other incidents, variants do not need to have been reported outside the AIID. Learn more from the research paper.
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