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Incident 1415: Nippon Life Alleged ChatGPT Practiced Law Without a License in Illinois Disability Case

Description: Nippon Life sued OpenAI in Chicago, alleging ChatGPT acted as an unlicensed lawyer by helping a former disability claimant reopen a settled case and generate numerous meritless filings. The insurer claimed the conduct caused legal expense and abuse-of-process harms. OpenAI said the complaint lacks merit.

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Alleged: OpenAI , Large language models and ChatGPT developed and deployed an AI system, which harmed Nippon Life Insurance Company of America , Litigants in Nippon Life disability litigation and Graciela Dela Torre.
Alleged implicated AI systems: Large language models and ChatGPT

Incident Stats

Incident ID
1415
Report Count
2
Incident Date
2026-03-04
Editors
Daniel Atherton

Incident Reports

Reports Timeline

Incident Occurrence+1
OpenAI Sued for Unauthorized Practice of Law via ChatGPT
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OpenAI Sued for Unauthorized Practice of Law via ChatGPT

OpenAI Sued for Unauthorized Practice of Law via ChatGPT

legal.io

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OpenAI hit with lawsuit claiming ChatGPT acted as an unlicensed lawyer

OpenAI hit with lawsuit claiming ChatGPT acted as an unlicensed lawyer

reuters.com

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OpenAI Sued for Unauthorized Practice of Law via ChatGPT
legal.io · 2026

Nippon Life's landmark lawsuit against OpenAI alleges ChatGPT acted as an unlicensed attorney.

Key points:

  • Nippon Life Insurance Company of America has sued OpenAI in federal court, alleging ChatGPT engaged in the unauthorized practice of …
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OpenAI hit with lawsuit claiming ChatGPT acted as an unlicensed lawyer
reuters.com · 2026

WASHINGTON, March 5 (Reuters) - ChatGPT maker OpenAI has been accused in a new lawsuit of practicing law without a U.S. license and helping a former disability claimant breach a settlement and ​flood a federal court docket with meritless fi…

Variants

A "variant" is an AI incident similar to a known case—it has the same causes, harms, and AI system. Instead of listing it separately, we group it under the first reported incident. Unlike other incidents, variants do not need to have been reported outside the AIID. Learn more from the research paper.
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