概要: The insurance industry allegedly uses AI and telematics to score drivers based on behaviors tracked by automakers and apps like Life360. Data, often collected without clear consent, may affect insurance rates and raises privacy concerns. Consumers are largely unaware of this surveillance, leading to potential misuse and discrimination based on driving habits or socioeconomic factors.
Alleged: MyRadar , Life360 , Connected Analytic Services と Arity developed an AI system deployed by USAA , Toyota , Progressive , MyRadar , Life360 , General Motors , GEICO , CSAA , Connected Analytic Services , Arity と Allstate, which harmed Privacy-conscious individuals , People with poor credit scores , Lower-income workers , Drivers unaware of data collection , Consumers affected by insurance rates , Life360 users と MyRadar users.
インシデントのステータス
Risk Subdomain
A further 23 subdomains create an accessible and understandable classification of hazards and harms associated with AI
2.1. Compromise of privacy by obtaining, leaking or correctly inferring sensitive information
Risk Domain
The Domain Taxonomy of AI Risks classifies risks into seven AI risk domains: (1) Discrimination & toxicity, (2) Privacy & security, (3) Misinformation, (4) Malicious actors & misuse, (5) Human-computer interaction, (6) Socioeconomic & environmental harms, and (7) AI system safety, failures & limitations.
- Privacy & Security
Entity
Which, if any, entity is presented as the main cause of the risk
AI
Timing
The stage in the AI lifecycle at which the risk is presented as occurring
Post-deployment
Intent
Whether the risk is presented as occurring as an expected or unexpected outcome from pursuing a goal
Intentional
インシデントレポート
レポートタイムライン
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You know you have a credit score. Did you know that you might also have a driver score?
The score reflects the safety of your driving habits --- how often you slam on the brakes, speed, look at your phone or drive late at night.
While you c…
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Popular smartphone apps used to track people's location and provide weather reports may hand over driving data to a firm that sells the information to insurance companies for the purposes of setting rates for unsuspecting motorists, accordi…
バリアント
「バリアント」は既存のAIインシデントと同じ原因要素を共有し、同様な被害を引き起こし、同じ知的システムを含んだインシデントです。バリアントは完全に独立したインシデントとしてインデックスするのではなく、データベースに最初に投稿された同様なインシデントの元にインシデントのバリエーションとして一覧します。インシデントデータベースの他の投稿タイプとは違い、バリアントではインシデントデータベース以外の根拠のレポートは要求されません。詳細についてはこの研究論文を参照してください
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