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Entidades

Hello Digit proprietary checking-account analysis model

Incidents implicated systems

Incidente 12221 Reporte
CFPB Reportedly Finds Hello Digit's Automated Savings Algorithm Caused Overdrafts and Orders Redress with $2.7M Penalty

2022-08-10

Hello Digit's automated savings product allegedly transferred funds from users' checking accounts via a proprietary algorithm that reportedly caused overdrafts and bank fees despite a "no overdraft" guarantee. The Consumer Financial Protection Bureau (CFPB) reportedly also found the company denied many reimbursement requests and kept interest earned on customer funds. Hello Digit was ordered to provide redress and pay a $2.7M civil penalty.

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Entidades relacionadas
Otras entidades que están relacionadas con el mismo incidente. Por ejemplo, si el desarrollador de un incidente es esta entidad pero el implementador es otra entidad, se marcan como entidades relacionadas.
 

Entity

Hello Digit

Incidentes involucrados como desarrollador e implementador
  • Incidente 1222
    1 Report

    CFPB Reportedly Finds Hello Digit's Automated Savings Algorithm Caused Overdrafts and Orders Redress with $2.7M Penalty

Más
Entity

Oportun Financial Corporation

Incidentes involucrados como desarrollador e implementador
  • Incidente 1222
    1 Report

    CFPB Reportedly Finds Hello Digit's Automated Savings Algorithm Caused Overdrafts and Orders Redress with $2.7M Penalty

Más
Entity

Hello Digit customers

Afectado por Incidentes
  • Incidente 1222
    1 Report

    CFPB Reportedly Finds Hello Digit's Automated Savings Algorithm Caused Overdrafts and Orders Redress with $2.7M Penalty

Más
Entity

Bank account holders enrolled in auto-saves

Afectado por Incidentes
  • Incidente 1222
    1 Report

    CFPB Reportedly Finds Hello Digit's Automated Savings Algorithm Caused Overdrafts and Orders Redress with $2.7M Penalty

Más
Entity

Consumers charged overdraft fees due to auto-saves

Afectado por Incidentes
  • Incidente 1222
    1 Report

    CFPB Reportedly Finds Hello Digit's Automated Savings Algorithm Caused Overdrafts and Orders Redress with $2.7M Penalty

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Entity

Consumers denied overdraft reimbursement

Afectado por Incidentes
  • Incidente 1222
    1 Report

    CFPB Reportedly Finds Hello Digit's Automated Savings Algorithm Caused Overdrafts and Orders Redress with $2.7M Penalty

Más
Entity

Consumers whose accrued interest was retained

Afectado por Incidentes
  • Incidente 1222
    1 Report

    CFPB Reportedly Finds Hello Digit's Automated Savings Algorithm Caused Overdrafts and Orders Redress with $2.7M Penalty

Más
Entity

Hello Digit automated savings algorithm

Incidents implicated systems
  • Incidente 1222
    1 Report

    CFPB Reportedly Finds Hello Digit's Automated Savings Algorithm Caused Overdrafts and Orders Redress with $2.7M Penalty

Más
Entity

Hello Digit auto-save transfer scheduling/decision engine

Incidents implicated systems
  • Incidente 1222
    1 Report

    CFPB Reportedly Finds Hello Digit's Automated Savings Algorithm Caused Overdrafts and Orders Redress with $2.7M Penalty

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